{"id":112,"date":"2024-04-26T04:00:00","date_gmt":"2024-04-26T10:00:00","guid":{"rendered":"https:\/\/www.ncibinsurancegroup.com\/blog\/?p=112"},"modified":"2024-04-24T15:25:30","modified_gmt":"2024-04-24T21:25:30","slug":"surprising-things-covered-by-homeowners-insurance","status":"publish","type":"post","link":"https:\/\/www.ncibinsurancegroup.com\/blog\/surprising-things-covered-by-homeowners-insurance\/","title":{"rendered":"Surprising Things Covered by Homeowner&#8217;s Insurance"},"content":{"rendered":"<p>You know that your home insurance covers your home&#8217;s structure and belongings. However,&nbsp;you may find some of the things it covers surprising. We offer homeowner&#8217;s insurance coverage at NCIB Group Inc. in Chicago, IL.&nbsp;<\/p>\n<h2><strong>Spoiled Food<\/strong><\/h2>\n<p>When a power outage occurs, all the food in your fridge is ruined. Your homeowner&#8217;s policy can help you pay to replace your groceries.&nbsp;<\/p>\n<h2><strong>Falling Objects&nbsp;<\/strong><\/h2>\n<p>Falling objects are considered open perils. If a meteor hits your home, your policy will cover the repair or replacement cost. Airplane crashes, satellite debris, and other falling objects are also covered.&nbsp;<\/p>\n<h2><strong>Volcanic Eruptions&nbsp;<\/strong><\/h2>\n<p>If you live in the vicinity of a volcano, this is important. Volcanic eruptions can cause damage many miles away from the volcano itself. Your homeowner&#8217;s policy will cover the cost if your home is damaged due to a volcanic eruption.&nbsp;<\/p>\n<h2><strong>Home Away From Home&nbsp;<\/strong><\/h2>\n<p>If your home is unlivable because of a covered event, like a fire, your homeowners&#8217; policy will cover the cost of accommodations until you can live in your home again. Living costs, including food, are also covered during this time.&nbsp;<\/p>\n<h2><strong>Personal Liability&nbsp;<\/strong><\/h2>\n<p>If someone in your home causes damage to someone else&#8217;s property or accidentally injures them, this is also covered by your homeowner&#8217;s policy.&nbsp;<\/p>\n<p>For example, a game of football results in a broken leg. The policy will cover the cost of medical bills and other expenses.&nbsp;<\/p>\n<h2><strong>New Door Locks&nbsp;<\/strong><\/h2>\n<p>You probably know that your home is protected from theft and vandalism. However, if a robbery does occur, your policy may cover replacement door locks in addition to covering your property losses.&nbsp;<\/p>\n<h2><strong>Homeowner&#8217;s Insurance at&nbsp;NCIB Group Inc.<\/strong><\/h2>\n<p>If you need a homeowner&#8217;s policy in Chicago IL, contact us at&nbsp;NCIB Group Inc. Our experienced agents will help you choose the best policy for your needs.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You know that your home insurance covers your home&#8217;s structure and belongings. However,&nbsp;you may find some of the things it covers surprising. We offer homeowner&#8217;s insurance coverage at NCIB Group Inc. in Chicago, IL.&nbsp; Spoiled Food When a power outage occurs, all the food in your fridge is ruined. Your homeowner&#8217;s policy can help you [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[6,5],"class_list":["post-112","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-chicago-il","tag-ncib-group-inc"],"_links":{"self":[{"href":"https:\/\/www.ncibinsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/112","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ncibinsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ncibinsurancegroup.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ncibinsurancegroup.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ncibinsurancegroup.com\/blog\/wp-json\/wp\/v2\/comments?post=112"}],"version-history":[{"count":1,"href":"https:\/\/www.ncibinsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/112\/revisions"}],"predecessor-version":[{"id":113,"href":"https:\/\/www.ncibinsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/112\/revisions\/113"}],"wp:attachment":[{"href":"https:\/\/www.ncibinsurancegroup.com\/blog\/wp-json\/wp\/v2\/media?parent=112"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ncibinsurancegroup.com\/blog\/wp-json\/wp\/v2\/categories?post=112"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ncibinsurancegroup.com\/blog\/wp-json\/wp\/v2\/tags?post=112"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}